It is commonly known that there are 3 main components to our financial life:

• Protection Decisions

• Savings Decisions

• Growth Decisions

Each of the 3 main components contain 9 financial elements.

Protection. Savings. Growth.

The "scientific structure" of the model is important to organize, coordinate and monitor your financial life.

Just as important, if not more is knowing how to strategically use the model to enhance the efficient and effective use of your money.