We help clients understand money...
how it works
how to grow it
how to protect it
how to enjoy it
how to preserve it for generations to come!
Every move matters
The things you do today will set the stage for you to be able to do things you want to do 10, 15, 20 years down the line.
We offer a unique model for managing personal finance that calculates every move and keeps our clients connected with their advisors every step of the way. Discover why every move matters today!
Because only addressing a portion of what impacts your life, isn't enough.
Get in touch
We at The Kreo Group Collective know that finding the right financial consultant to represent you is a choice not to be taken lightly. That’s why we offer free consultations to walk you through your needs, the scope of your goals, and your budget.
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Consultants
FOUNDER | managing Partner | FINANCIAL CONSULTANT
Hans-Michael Schnell, B.Sc.
Hans-Michael Schnell is the Founder of The Kreo Group Collective, Managing Partner, Financial Consultant and Life Strategist who partners with likeminded companies, professionals and out-of-the-box thinkers to strategically create an environment to enhance the efficient and effective use of your money, human-to-human.
After working for over a decade in the financial field for organizations such as Merrill Lynch, CIBC Wood Gundy and London Life, Hans has truly learned what he believes to be the key to financial happiness – and it’s not recommending the flavour of the week; it’s a complete lifelong economic process.
Whew! That was a mouthful…Basically, what we are trying to say. Hans believes that the solution to building wealth doesn’t only come from one product, one decision, a specific rate of return or a single strategy. It requires financial coordination.
It’s how well you connect with the real people you're trying to help and communicating your understanding back to them.
Believe it or not, it's not all about finance for Hans. Prior to entering the industry, Hans spent five years south of the border on an athletic baseball scholarship. After school, he came back home and played eight years for the historic hometown Toronto Maple Leafs of the Intercounty Baseball League.
Hans is also very passionate in the start-up and freelancer community. As an entrepreneur himself, he understands how difficult it can be to be your own boss. He believes that together we achieve more and is an advocate of collaboration and loves innovation. He believes that if you want to make a change in your life, in your finances or even in the world – it starts with you!
Education
SOUTHERN ARKANSAS UNIVERSITY + NORTHWEST MISSOURI STATE UNIVERSITY
Bachelor of Science, 2000
SOUTHWESTERN COMMUNITY COLLEGE (IOWA)
Associate of Arts, 1997
Activities & Affiliations
• The Kreo Group Inc
• TMG The Mortgage Group, FSCO License 10315
• CAAMP, Member
Licenses
• FSCO LLQP License 04081691
• Mortgage Agent License M11001600
business manager | accountant | tax CONSULTANT
Joe Bartok
Joe Bartok is an accountant and business manager who has been practicing for over a decade. He earned a Bachelor’s degree in Accounting (Honours) from Brock University in 1997, followed by a Master’s degree in Business Administration (specializing in Arts, Media and Entertainment Administration) from the Schulich School of Business at York University in 2006.
Joe is the founder of This is the Deal Inc., a Toronto-based business management firm that provides accounting and consulting services for over 300 clients within a wide range of industries, specializing in entertainment.
Prior to starting This is the Deal, Joe spent over 6 years in finance and accounting roles at independent and major Canadian record labels. He also teaches part-time as an instructor of music-business accounting courses at several GTA institutions.
Outside of work, Joe is an active drummer, percussionist and songwriter.
Education
SCHULICH SCHOOL OF BUSINESS AT YORK UNIVERSITY
Master's Business Administration (Specializing in Arts, Media and Entertainment), 2006
BROCK UNIVERSITY
Bachelor in Accounting (Honours), 1997
Activities & Affiliations
• This Is The Deal Inc
mortgage broker | Lending CONSULTANT
Christa Devers-Williams, AMP.
Tired or scared of wasting time haggling with different banks? Why not take first step to see how working with a top professional mortgage broker and a true EXPERT can help you reach your financial goals!
Having over 18 years in the industry, Christa assisted thousands of clients realize the dream of homeownership. She is a trusted resource to many professionals and clients who rely her mortgage expertise and ability to listen, structure and tailor a mortgage to suit their needs.
She is currently ranking in the Top 5% across Canada with TMG Canada and was the 2011 Rising Star for TMG Ontario and member of the TOP 20 Summit Club across Canada from 2012-2016 years.
Christa began her career as many do in the branch, working with TD Bank for 5 years. She then continued her journey and was the Residential Mortgage Manager for Toronto East and York North with London Life for 5 years. After the birth of her 2nd child she decided to spread her wings and become an independent mortgage agent to allow her the flexibility to help more Canadians with their mortgages. She currently lives in Durham with her husband and three energetic children who are actively involved in competitive sports. She is proud dance/soccer/baseball/gymnastics mom, who enjoys travelling and reading in her spare time!
All this experience gives her a HUGE advantage to many of the brokers who have entered the market in the recent years. Through TMG Ontario she operates her mortgage team of COMFE MORTGAGES across southern Ontario and can offer one-stop convenience and impartial advice for different financial institutions and lenders who offer a wide range of mortgage rates, terms, and conditions across the entire country. Her motto is to COUNT ON HER FOR EVERYTHING!
Education
SENECA COLLEGE
Mortgage Broker Program, 2009-2010
CANADIAN INSTITUTE OF FINANCIAL PLANNING
CFP Designation, 2006
SENECA COLLEGE
Financial Service Underwriter Mortgage (Mortgage Agent Program), 2002
DURHAM COLLEGE
Sports Business Management Graduate Certificate, 1999-2000
DURHAM COLLEGE
Sports Administration, 1997-1999
Activities & Affiliations
• TMG The Mortgage Group, FSCO License10315
• COMFE Mortgages
• IMBA and CAAMP, Member
Licenses
• Mortgage Broker License M08003127
• AMP, Accredited Mortgage Professional