“I have been working with Hans from The Kreo Group for approximately 10 years and it has been a pleasure to watch as he has built my portfolio into something that works very well for me and my expanding family. He is always available to talk, takes as much time as I need to explain things to me in a language that makes sense and always comes to our meetings extremely well prepared and with solutions that work for my specific, individual needs.

Hans has never applied pressure for me to invest in something that I might not be comfortable with, instead taking the time to explain the pros and cons of different routes and allowing me to make the final decision, based on what I am comfortable with.

One of the best parts of working with Hans is that he stays in close communication with me and depending on changes he sees in my life (having children, getting a new job, purchasing a new home), always has a proactive approach that meets my changing needs.”

“I am a 39 year old married father of two children. I have enlisted the advice and services of Hans for the past 13 years.

My wife Erin and I have a variety of products through The Kreo Group to ensure a financially stable future for our family. From RRSPs to a variety of insurance policies and with Hans’ advice, we will be able to enjoy our golden years and that our kids will be taken care of financially.”

“Working with Hans has provided the ability to ease my stress levels when it comes to making a financial plan for the future. He has guided me to a better position financially; all in an understanding and patient way.

Hans always reassured me that his suggestions were geared towards me and my situation only – he did not provide cookie cutter advice when it came to planning my portfolio.

I have finally been able to relax and enjoy life based on my decisions I’ve moved forward on, with the help of Hans and his financial background.”

“Hans has been my financial planner for 4+ years. He has helped me create a stable financial platform and taught me about the importance of preparing for my future.

Hans takes a passionate approach to financial planning and he has customized a plan for me based on my goals and aspirations.

As a new business owner, Hans has been there to guide me through the ups and downs of the entreprenuerial cycle. Speaking from his personal experience and using his education, he has guided me in the right direction towards success and has helped me make important business decisions. He is always there to answer any questions I may have in a way that I will understand.

It’s comforting to know that I will have Hans in my life for the years to come guiding me not only financially but also giving me personal advice on how to succeed as a small business owner. I have and will continue to recommend Hans to my family and friends. ”

“Having been a client for 10 years we feel secure making financial decisions under the guidance of Hans.

We have been able to make informed decisions concerning our finances without any pressure. We recommend Hans for any young family or those who are more established.”

“Back many moons ago when I was a single mother, working in Toronto as a hairstylist. My hands were my money makers and I needed to be making money.

One day after working on about twelve (12) clients everything changed, and my wrist just gave out. I was basically done with hair for about a year waiting to have surgery (to release a tendon, I had dequirvain’s tendinitis).

If I hadn’t opened up a disability insurance plan I would’ve been in serious trouble. You buy insurance hoping you’ll never need it, but if you do you’re very happy it’s there.

Thanks to the insight of Hans, you really saved us!”